FAQS

Debt Settlement

Debt settlement involves negotiating with your creditors to settle your debts for less than the total amount owed. Our experts will work closely with creditors to reach a mutually agreeable settlement, potentially allowing you to reduce your debt burden.

Yes, debt settlement can have an impact on your credit score. However, it's important to note that settling your debts could ultimately help you become debt-free, which could positively impact your financial situation over time.

Most unsecured debts can be considered for settlement, including credit card debts, medical bills, personal loans, and certain types of loans. Our experts will assess your specific situation to determine which debts are eligible for settlement.

Credit Repair:

The duration of credit repair can vary based on individual circumstances. Some changes might be noticeable within a few months, while more comprehensive improvements can take longer. Our team will work diligently to expedite the process and provide regular updates.

While it's possible to attempt credit repair independently, having professionals on your side can greatly enhance your results. Our experienced team knows how to navigate the complexities of credit reporting, helping you achieve optimal outcomes.

The improvements in your credit score will depend on your specific credit history and the issues being addressed. We aim to remove inaccuracies, resolve disputes, and guide you toward better financial practices to potentially raise your credit score over time.

Tax Debt Assistance:

Our tax debt assistance involves evaluating your tax situation, communicating with tax authorities, and exploring available options to resolve your tax debt. We can negotiate settlements, set up payment plans, and help you navigate through tax-related challenges.

Depending on your circumstances, options for resolving tax debt may include negotiation of an Offer in Compromise, setting up an installment agreement, or pursuing currently not collectible status. Our experts will assess your situation and recommend the best approach.

Our goal is to reduce your tax debt burden through negotiations and legal avenues. While the outcome varies, our experts work to achieve the most favorable resolution possible